Mortgage Calculators
By using our mortgage calculators, we can help you understand key things like how much you can borrow, how much stamp duty you would have to pay and what your mortgage repayments are likely to be, so you can feel mortgage ready. We have access to over 12,000 mortgages from 90+ lenders and would be more than happy to help you find the right mortgage for your needs
First Time Buyer
Your stamp duty as a first time buyer would be
Not a First Time Buyer
Home 1 stamp duty would be
Your second home stamp duty would be
First Home (First Time Buyer)
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £425,000 | 0% | |
| £425,000.01 - £625,000 | 5% |
Main Residence
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £250,000 | 0% | |
| £250,000.01 - £925,000 | 5% | |
| £925,000.01 - £1,500,000 | 10% | |
| £1,500,000 + | 12% |
Second Home
| Property Price | Rate | Tax Calculation |
|---|---|---|
| £0 - £250,000 | 3% | |
| £250,000.01 - £925,000 | 8% | |
| £925,000.01 - £1,500,000 | 13% | |
| £1,500,000.01 + | 15% |
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £500.