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Understanding Conveyancing &
Why You Need It

Conveyancing is a crucial legal process involved in the transfer of property ownership from one party to another. Whether you’re buying or selling a property, this intricate process ensures a smooth transition of legal title and safeguards the interests of all parties involved.

Legal Protection: Ensures all legal aspects of the property transaction are handled correctly, providing legal protection for both buyers and sellers.

Property Checks: Conveyancers conduct searches to reveal potential issues such as planning restrictions, disputes, or outstanding debts.

Smooth Transaction: Facilitates a smooth and efficient transfer of ownership, minimising the risk of disputes or delays.

Understanding Conveyancing &
Why You Need It

Conveyancing is a crucial legal process involved in the transfer of property ownership from one party to another. Whether you’re buying or selling a property, this intricate process ensures a smooth transition of legal title and safeguards the interests of all parties involved.

Legal Protection: Ensures all legal aspects of the property transaction are handled correctly, providing legal protection for both buyers and sellers.

Property Checks: Conveyancers conduct searches to reveal potential issues such as planning restrictions, disputes, or outstanding debts.

Smooth Transaction: Facilitates a smooth and efficient transfer of ownership, minimizing the risk of disputes or delays.

5 Steps
of conveyancing - Step 1

Initial Stages:

Once an offer is accepted, the buyer instructs a conveyancer or solicitor to handle the legal aspects of the transaction.

The conveyancer conducts necessary property searches to uncover any issues that might affect the property.

5 Steps
of conveyancing - Step 2

Pre-Contract Stage:

The seller’s solicitor drafts the contract, including property details and relevant terms.

The buyer’s solicitor reviews the contract, raises inquiries, and requests additional information if needed.

5 Steps
of conveyancing - Step 2

Pre-Contract Stage:

The seller’s solicitor drafts the contract, including property details and relevant terms.

The buyer’s solicitor reviews the contract, raises inquiries, and requests additional information if needed.

5 Steps
of conveyancing - Step 3

Contract Exchange:

Once all queries are resolved, and both parties are satisfied, contracts are exchanged, and a deposit is paid by the buyer.

At this point, both parties are legally bound to the transaction.

Young family with little son on the sunset
A closeup shot of a person thinking of buying or selling a house

5 Steps
of conveyancing - Step 4

Completion:

The buyer’s solicitor prepares the transfer deed and arranges for the mortgage funds.

On the agreed completion date, the balance of the purchase price is paid, and legal ownership is transferred.

5 Steps
of conveyancing - Step 4

Completion:

The buyer’s solicitor prepares the transfer deed and arranges for the mortgage funds.

On the agreed completion date, the balance of the purchase price is paid, and legal ownership is transferred.

A closeup shot of a person thinking of buying or selling a house

5 Steps
of conveyancing - Step 5

Post-Completion:

The conveyancer registers the change of ownership with the Land Registry.

The seller’s solicitor pays off any outstanding mortgage and transfers the remaining funds to the seller.

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The Legal Bit...

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

*Bridging, Will Writing, Equity Release & Conveyancing are all provided through our network of approved business partners.

Charlie Bridges Mortgages & Protection is a trading name of Charlie Bridges Mortgages & Protection Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. 

Charlie Bridges Mortgages & Protection Ltd. Registered Office Address: 16 Hermes Way, Sleaford, England, NG34 7WH. Registered in England Number: 11888979.

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